If You RENT, This Is For YOU
Having owned SERVPRO of North Morris County for over ten years now, there are certain things we have experienced and we feel it important to pass along to the community.
For generations renting was what twenty-something’s did. You got a degree, you got a job, you rented for a little while, and then you bought a house, had some kids, lived that American dream.
Now with the job market where it is and the mortgage crisis still in our short-term memories, renting’s looking like a solid option to more and more people (beyond their 20’s).
But even if you choose to rent instead of buy, it’s still important to protect your assets. That’s why homeowners get Homeowners insurance. And that’s why as a renter should get RENTER'S INSURANCE.
Protect Yourself and Your Stuff
Renters insurance works much the same way Homeowners insurance does…except it’s tailored to renters (thus the name). See, when you rent, some think that the Landlord’s insurance covers you and your stuff too. But no dice. Your Landlord’s insurance is only there to cover them and their property…not yours.
That’s why Renters insurance is so important! It works to cover your:
- Personal possessions – coverage for your things (clothes, furniture, electronics…that kind of stuff) up to your coverage limit.
- Personal liability – coverage if you’re ever legally responsible for an injury or property damage, like if you drop some water and a guest slips and sues.
- Medical payments – coverage for medical expenses if someone (other than a resident) gets hurt in an accident at your place.
- Additional Living Expenses – coverage for extra temporary living expenses if your place is damaged and becomes uninhabitable.
It Filling the Gaps
Renters insurance can also fill gaps left by your other policies, like your Auto insurance. Let’s say, for instance that you leave your laptop in your car one night after work. At some point, a criminal walks by and thinks “Man, I could really use a new laptop.” You come out the next day to a broken window and a laptop-less car. Thankfully you have Auto insurance right…so you’re covered! Again, no dice. While the window might be covered, most Auto policies don’t cover personal items left inside. But Renters does! In this case, your Renters insurance could help replace your stolen laptop.
If you needed another reason to consider Renters…here it is. It’s incredibly cheap! Much cheaper than other coverage types, and usually only a couple of cents a day (yes, we said “cents”). And if you add it to your other existing policies, like an Auto or Life insurance policy, you could save even more dough.
Fires, theft, water damage…these things happen, and they’re just as likely in a rented apartment as they are in a house. To protect themselves, Homeowners get homeowners insurance. So if you rent, consider Renters insurance. It’s a good precaution in a risky universe.
SERVPRO Expands PGA Sponsorship with PGA Fantasy Golf
SERVPRO of North Morris County says the season’s first major golf tournament is a great time to “master” Fantasy Golf skills
There is an old adage: “It never rains on a golf course.” As the official cleanup and restoration company of the PGA TOUR, SERVPRO® knows this isn’t true, but rain or shine, fans follow their favorite players’ performance at PGA golf tournaments throughout the season. Recognizing the ever-growing popularity of the game, SERVPRO has expanded its relationship with the PGA TOUR by becoming the presenting sponsor of the PGA Fantasy Golf games, available at pgatour.com/fantasy.
We know people don’t associate SERVPRO with the wide-open spaces and fair weather feeling of a golf course. After all, SERVPRO is the company you turn to when the unexpected, even the unthinkable, happens to your home or business,
SERVPRO of North Morris County is a local business, there to support the community in good times and bad. Teaming up with the PGA TOUR as the sponsor of their Fantasy Golf Suite helps us build connections within our local community. We want local home and business owners to know that we are there for them ready to respond at a moment’s notice if things go wrong.
The new “One & Done” games were launched on January 3, 2017*, but the game structure allows players to join in on the fun at any point during the current season. Each week, game players select one player to earn points for them in that week’s tournament. The PGA Tour Fantasy game is based on accumulated FedEx Cup points and the PGA Tour Champions game is based on accumulated Charles Schwab Cup points. A player may select a given golfer for a tournament in each of the One & Done games only once in each season. Since some tournaments earn a pro golfer more points than others, game strategy is based on selecting the right golfers for the right tournaments.
With the first major tournament of the season—The Masters—just around the corner, now is a great time to start your One & Done game for this year’s tour. If you ‘master’ the trick of choosing the right golfers in the right tournaments, you could jump to the top of your Fantasy league. The top finisher in the PGA TOUR game will win a new set of golf clubs, while the top prize for the PGA TOUR Champions game is a trip for two to the Charles Schwab Cup Championship at Phoenix Country Club in Phoenix, Arizona, November 6-12.
SERVPRO of North Morris County specializes in disaster restoration, cleanup and repair services, helping to remediate damage, making it “Like it never even happened,” for both commercial and residential customers. For more information on SERVPRO of North Morris County, please contact Joseph Brizek at (973) 983-5657 or SERVPRO9173@embarqmail.com.
Smoke Alarms: Save Lives
SMOKE ALARMS SAVE LIVES when properly installed and maintained, according to the National Fire Protection Association (NFPA).
In HOMES, smoke alarms should be in every bedroom and on every level, including the basement. In office and COMMERCIAL environments, check your state requirements or contact your local Fire Marshall to help ensure all codes are met.
- Test smoke alarms monthly using the test button.
- Smoke alarms with non-replaceable batteries need the entire smoke alarm unit replaced every ten years.
- Other alarms need batteries replaced every year, and the unit replaced every ten years.
- If the alarm chirps signaling low battery, take the proper steps to replace the unit or the batteries immediately.
- Never disable or remove the battery from an alarm. Almost half of fires where smoke alarms were present but did not activate had missing or disconnected batteries (NFPA).
In larger commercial facilities, hard wired or wireless smoke alarms offer benefits such as not needing to be tested as often and activating throughout the entire building if smoke is detected in just one area (NFPA).
If you need help installing, testing or changing batteries in your smoke alarms, contact your local fire department, an electrician or the American Red Cross.
Be sure your home or workplace has a FIRE EMERGENCY PLAN in place and conduct regular fire drills. For more information on Emergency Preparedness, contact SERVPRO of North Morris County
Is Your Property WINTER READY?
Cold weather can have a huge impact on your home or business if you are not properly prepared. Whether it is heavy rain, freezing temperatures, damaging winds, sleet or snow, all can cause serious and costly property damage. While you cannot control the weather, you can take steps to be prepared and help take the sting out of winter weather.
To help prevent costly damages due to weather, consider taking the FOLLOWING PRECAUTIONS to protect your property before colder weather hits.
- CHECK YOUR PROPERTY for downed tree limbs and branches. Weather, such as wind, heavy rain, ice and snow, can cause branches to fall, which could cause damage to the property and potentially cause personal injuries.
- ROOFS, WATER PIPES & GUTTERS should all be inspected to ensure they are in proper order. Gutter downspouts should be directed away from your building. Clear gutters of debris that may have gathered during the fall. Leaves and other obstructions can lead to a damming effect, that can lead to roof damage and interior water problems.
- Inspect property, especially WALKWAYS & DRIVEWAYS, for PROPER DRAINAGE to alleviate flood hazard potential.
- INSPECT ALL handrails, stairwells and entryways to address and correct potential slippery or hazardous areas. Install mats or non-slip surfaces and post caution signs where water could be present.
- PROTECT WATER PIPES FROM FREEZING by simply allowing water to drip when temperatures dip below freezing. If pipes are under a cabinet, leave the cabinet doors open allowing warm inside air to circulate around the pipes. If the building has outdoor faucets, consider shutting water off at the main valve in the basement or crawl space. Once the valve is off, open the outdoor faucet to ensure it drains, preventing any remaining water from freezing in the pipe.
When winter weather strikes, call your SERVPRO of North Morris County to strike back.
Have a SAFE Thanksgiving
Each November, families gather to celebrate Thanksgiving by preparing a delicious feast, but if you don’t practice safe cooking habits, your holiday could become hazardous very quickly. According to the National Fire Protection Association, cooking fires are the number one cause of home fires and home injuries. The leading cause of fires in the kitchen is unattended cooking. It’s important to be alert to prevent cooking fires.
Here are just a few things to remember:
- Be on alert! If you are sleepy or have consumed alcohol don’t use the stove or stovetop.
- Stay in the kitchen while you are frying, grilling, boiling or broiling food.
- If you are simmering, baking or roasting food, check it regularly, remain in the kitchen while food is cooking, and use a timer to remind you that you are cooking.
- Keep anything that can catch fire—oven mitts, wooden utensils, food packaging, towels or curtains—away from the stovetop.
If you have a cooking fire, consider the following safety protocols to help keep you and your family safe.
- JUST GET OUT! When you leave, close the door behind you to help contain the fire.
- CALL 9-1-1 or the local emergency number after you leave.
- For an oven fire TURN OFF THE HEAT and keep the door closed.
- If you try to fight the fire, be sure others are getting out and YOU HAVE A CLEAR WAY OUT.
- KEEP A LID NEARBY when you’re cooking to smother small grease fires. Smother the fire by sliding the lid over the pan and turn off the stovetop. Leave the pan covered until it is completely cooled.
SERVPRO of North Morris County wishes you a safe and happy holiday season.
Understanding Smoke's Behavior
The damage to your property following a fire can often be complicated due to the unique behavior of smoke. There are TWO different types of smoke—WET and DRY. As a result, there are different types of soot residue after a fire. SERVPRO of North Morris County professionals are thoroughly trained in fire cleanup and restoration and know the different types of smoke and their behavior patterns. Knowing this information is vital to proper restoration.
Before restoration begins, we will survey the loss to determine the extent of impact from fire, smoke, heat, and moisture on the building materials and contents. The soot will then be tested to determine which type of smoke damage occurred. Pretesting determines the proper cleaning method and allows us to focus on saving your precious items.
SERVPRO of North Morris County knows smoke can penetrate various cavities within the structure, causing hidden damage and odor. Their knowledge of building systems helps them investigate how far smoke damage may have spread. The following are additional facts you may not know about smoke.
- Hot smoke migrates to cooler areas and upper levels of a structure.
- Smoke flows around plumbing systems, seeping through the holes used by pipes to go from floor to floor.
- The type of smoke may greatly affect the restoration process.
- Wet Smoke (Plastic and Rubber) Low heat, smoldering, pungent odor, sticky, smeary. Smoke webs are more difficult to clean.
- Dry Smoke (Paper and Wood) Fast burning, high temperatures, heat rises therefore smoke rises.
- Protein Fire Residue (Produced by evaporation of material rather than from a fire) Virtually invisible, discolors paints and varnishes, extreme pungent odor.
- Fuel Oil Soot (Furnace Puff Backs) While “puff backs” can create havoc for homeowners, SERVPRO® Franchise Professionals can, in most cases, restore the contents and structure quickly.
- Other Types (Tear gas, fingerprint powder and fire extinguisher residue) Special loss situations require special care.
SERVPRO of North Morris County is trained to handle even the toughest losses. If your home or business suffers fire or smoke damage, contact us at 973-983-5657 so we can help make it “Like it never even happened.”
The Water Damage Restoration Process
The Water Damage Restoration Process
When your home or commercial property has water damage from flooding or leaks, we have the expertise and equipment to properly restore your property. Our experience and scientific approach to water removal and water cleanup enable us to properly dry and restore your property.
Water or Flood Damage?
Call Today – (973) 983-5657
Every water damage event is a little different and requires a unique solution, but the general process stays the same. You can click on any of the steps below to learn more about that process.
The restoration process begins when you call us. Our representative will guide you through the crisis and may ask several questions to help us better understand the equipment and resources.
We determine the scope of your water damage at this stage. We inspect and test to determine the extent of damage and how far the moisture has traveled to ensure proper and complete restoration.
The water removal process begins almost immediately and removes the majority of the water. We use powerful pumps and vacuum units to quickly remove hundreds or thousands of gallons from your property, which helps prevent secondary water damage and mold growth.
We use specialized equipment to remove the remaining water that is harder to access. Our Professionals will use room measurements, temperature, and relative humidity to determine the optimal number of air movers and dehumidifiers needed to dry your home or business.
We clean all of the restorable items and structures damaged by the water. We are adept at cleaning contents using a number of techniques. Our professionals are trained to provide sanitizing treatments and to remove odors and deodorize your property.
Restoration is the process of restoring your home or business to its pre-water damage condition. Restoration may involve minor repairs, such as replacing drywall and installing new carpet, or may entail major repairs, such as the reconstruction of various areas or rooms in a home or business.
A Great Holiday Gift Idea
The holidays are approaching and many families are finalizing plans for elaborate meals, get-togethers with friends, and decorating with festive lights. Amidst all this planning, SERVPRO of North Morris County reminds homeowners that they may be overlooking the most important plan they can make—a fire safety plan.
Each year, statistics show the incidence of home cooking and candle fires peaks during the holiday season. This tends to focus homeowners on fire prevention precautions—and that’s a good thing. But to truly protect your family from the dangers of a home fire, at the holidays and throughout the year, you need to start with a fire safety plan.
Developing a fire safety plan and practicing it regularly with your family is the most important step you can take to help prevent a house fire from turning into a devastating tragedy. SERVPRO is a national leader and provider of fire and water cleanup and restoration services, and our disaster response professionals know from experience how devastating a home fire can be.
They also know that when fire causes a loss of life, there is no “remediation” possible. This is why SERVPRO has teamed up with the American Red Cross by supporting the ARC Disaster Responder program, and in particular the Home Fire Preparedness Campaign .
As a Disaster Responder, SERVPRO pledges dollars and support in advance to help the ARC develop and distribute educational materials and respond immediately when they are needed. encourages all -area homeowners to follow these fire safety guidelines, developed by the ARC through their Home Fire Preparedness Campaign, to help minimize injury or loss of life due to a residential fire.
1. Install the right number of smoke alarms . Test them once a month and replace the batteries at least once a year.
2. Teach children what smoke alarms sound like and what to do when they hear one.
3. Ensure that all household members know two ways to escape from every room of your home and know the family meeting spot outside of your home.
4. Establish a family emergency communications plan and ensure all household members know who to contact if they cannot find one another.
5. Practice escaping from your home at least twice a year. Press the smoke alarm test button or yell “Fire” to alert everyone they must get out.
6. Make sure everyone knows how to call 9-1-1.
7. Teach household members to STOP, DROP and ROLL if their clothes should catch on fire.
Fire prevention and fire safety planning are two very different things. Fire prevention planning helps control or eliminate the causes of a fire. Fire safety planning helps prevent injury and loss of life when a fire does break out. To protect your family and your property, you need both.
For more fire prevention and fire safety tips and information about fire and water damage restoration services, please visit www.SERVPRO.com. For more information on SERVPRO of North Morris County, please contact us at 973-983-5657 or e-mail us at SERVPRO9173@embarqmail.com
Can You Do It In Under TWO MINUTES?
Every second counts during a fire. Fire experts agree, people have as little as two minutes to escape a burning home before it’s too late to get out. In a matter of moments, a small flame can become a major fi re, making it critical to be prepared and have an escape plan in place. A survey conducted by the American Red Cross shows only 26 percent of families have developed and practiced a home fi re escape plan.
Once a plan is developed, it is critical everyone in the home understands the plan; the best way to do this is by practicing the escape plan at least twice a year. Increase your chance of surviving a fire by ensuring you have working smoke detectors in place, building an escape plan, and then practicing the escape plan.
The following are a few suggestions to help you develop an emergency escape plan.
- Draw a map of each level of your home and show all doors and windows.
- Find two ways to get out of each room.
- Make sure all doors and windows that lead outside open easily.
- Consider escape ladders for sleeping areas on the second and third floors. Only purchase collapsible escape ladders evaluated by a recognized testing laboratory. Store them near the window where they will be used.
- Choose an outside meeting place a safe distance in front of your home where everyone can meet after they’ve escaped. Make sure to mark the location of the meeting place on your escape plan.
- Teach children how to escape on their own in case you cannot help them.
- Plan for everyone in your home with special considerations for elderly or disabled individuals.
- Practice your fire escape plan during the day and at nighttime.
Please feel free to call us with any questions at:973-983-5657
Sewage & Harmful Waste - The DO's & DON'Ts
1. Stay out of affected areas
2. Call emergency service personnel if the situation
3. Treat all bodily fluids as if they are contaminated.
4. Avoid all contact with sewage and items contaminated
5. Wash your hands thoroughly after contact with
1. Spread contaminated water by walking unnecessarily
on damaged or wet areas.
2. Turn on the HVAC system if there is a possibility of
spreading contaminated air.
3. Use household fans to dry the structure and
4. Attempt cleanup of any kind.
5. Touch or handle items that might be contaminated with bodily fluids